Financial Planning

Financial planning is more in-depth than just a portfolio and a retirement strategy. At PCM, we take into account the many life changes that often occur for clients as life evolves. We look at financial planning through a wider scope and develop strategies designed to keep our clients comfortable in the present, while helping them reach their near- and long-term goals

Our financial planning services include:

• Cash flow projections and liquidity analysis
• Developing budget and lifestyle spending guidelines
• Social Security benefits analysis
• Evaluation/restructuring of insurance coverage for disability, long-term care and/or the need for additional life insurance
• Employee pension/benefits analysis
• Retirement planning projections
• Financing options for large "big-ticket" items
• Tax planning analysis for maximization of deductions